1 more

Last Updated: 04/18/2025

Liberty Mutual Life Insurance

in Life Insurance from Liberty Mutual

Last Updated: 04/18/2025

Strongly recommended8 total votes

5 users recommend

2 users are unsure

1 users don't recommend

Explore a similar product

Try this top product in Life Insurance

Everyday Life Insurance

Strongly recommended23 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended23 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Strongly recommended12 Reviews

Learn More

Compare All Life Insurance

Filter & compare all your options in one place.

View All Products

Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$50,000 - $1,000,000

Term Options

Term Life
Level Term

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

Liberty Mutual Life Insurance Review

Liberty Mutual life insurance Pros & Cons

Pros

Cons

Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.
Access to multiple life insurance policy types.

Liberty Mutual is a life insurance carrier based in Boston, MA. The company was founded in 1912 and offers life insurance products in 50 states (and Washington, DC).

Liberty Mutual life insurance FAQ

What types of life insurance products does Liberty Mutual offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Liberty Mutual offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Liberty Mutual life insurance offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $50,000 to $1,000,000.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

What is SuperMoney's financial rating of Liberty Mutual?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Liberty Mutual an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

175 Berkeley Street

Boston, MA 02116

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 6:00PM

Tuesday

8:00AM - 6:00PM

Wednesday

8:00AM - 6:00PM

Thursday

8:00AM - 6:00PM

Friday

8:00AM - 6:00PM

Saturday

Closed

Other Services by Liberty Mutual

Boaters Insurance

Rating not yet determined (1 Review)

Car Insurance

17 Reviews

Flood Insurance

Be the first to rate

Homeowners Insurance

12 Reviews

Mobile Home Insurance

Be the first to rate

Motorcycle and ATV Insurance

Rating not yet determined (3 Reviews)

Personal Watercraft Insurance

Be the first to rate

Renters Insurance

10 Reviews

Specialty Homeowners Insurance

Be the first to rate

Umbrella Insurance

Rating not yet determined (1 Review)

Community Recommended Products

View All

Strongly recommended23 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Strongly recommended12 Reviews

Learn More

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +50, or 4 on a 5-point rating scale.

+50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Liberty Mutual Life Insurance Community Reviews

Would you recommend Liberty Mutual Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

Liberty Mutual is a company that cares about people's health and happiness. Liberty Mutual offers two valuable ways to save money for the future. Liberty Mutual offers a monthly pay credit of 5% of monthly qualified compensation, as well as monthly interest credits, through its pension plan. Employees who work 20 or more hours per week on a regular basis are eligible for myConcierge at no cost from Liberty Mutual. ...Show More

Yusra B.

Apr 15, 2022

May or may not recommend

I've been with mutual liberty for a while now. They don't have a direct number to be reached at in terms of assistance if anything happens to your car. They also don't offer to add roadside assistance into your insurance which is only $5 dollars.

Bailey P.

Mar 18, 2022

May or may not recommend

Liberty Mutual has been a well established company for a long time that I trust. They have always made things clear for me when I have had a question. I have yet to experience an issue with them.

Ashma A.

Mar 8, 2022

May or may not recommend

Natasha N.

Mar 4, 2022

May or may not recommend

The things I do like about liberty mutual are that you can elect to do a simplified or fully underwritten policy with all of their plans and it's a good choice for a pure death benefit that lasts forever and they do offer some very affordable options as well. The cons tho are they do not accumulate cash very well and the death benefits never increase either. So, in terms, ...Show More

Miriel P.

Feb 17, 2022

May or may not recommend

My personal experience with this life insurance is limited, though from what I know of it, it's quite solid. The costs for getting life insurance from LibMutual can be on the higher end (likely above the average in most cases), but I haven't heard of any customer service issues. I don't think it's outstanding, just a life insurance that will get the job done. If you use other Liberty Mutual ...Show More

Hannah M.

Aug 11, 2021

May or may not recommend

I have family and friends that have used or currently use liberty mutual and love it! It’s very reliable, and the representatives are nice and helpful. I would definitely recommend.

Shoane C.

Jul 3, 2021

May or may not recommend

Liberty Mutual Life Insurance is one of the insurances I am very familiar with. I have been using this company for about 4 years now, and I have nothing bad to say about them. Liberty Mutual Group is an American diversified global insurer and the third-largest property and casualty insurer in the United States. They have offered me the best service in these last four years, with the best life ...Show More

Showing 8 of 8 reviews