HEI: A Smarter Alternative to a Home Equity Loan?
Thinking about a home equity loan? A Home Equity Investment (HEI) gives you cash now — with no traditional loan, no monthly payments, and easier approval. Instead of taking on debt, you share a portion of your home’s future value when you sell or settle. Compare offers from top providers and see what you qualify for in minutes.
Home Equity Investment vs Home Equity Loan
| Feature | Home Equity Investment | Home Equity Loan |
|---|---|---|
No Monthly Payments | ||
Flexible Credit Requirement (500+) | ||
No Income Requirement | ||
No Payments For Up to 10 Years | Repaid at home sale or end of term | Fixed monthly payments for 5–30 years |
No Debt-to-Income Requirement |
A home equity investment (HEI) agreement is not regulated as a loan in all states. Because a lien will be placed on your home, you could be required to sell your home to satisfy repayment obligations. Always review the full terms and consult a financial advisor.